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Do I Have Drug Treatment Options Even If I Have a Low Income?

Do I Have Drug Treatment Options Even If I Have a Low Income?

Low income doesn’t exclude drug treatment

People lacking an abundance of cash see their low income as a major barrier for addiction recovery. An absence of financial resources can create several concerns, worries and frustrations. People may lack insurance or quality benefits that will cover a significant portion of treatment. Others may have a low income, and many people have several expenses and responsibilities that cannot be deferred, such as making a mortgage payment, taking care of family and paying back student loans.

Financial issues can put a great deal of strain on an individual, but there are many low cost options for drug treatment, as well as programs and resources for financial assistance. It is perfectly understandable not to want to come out of rehab with another debt to pay off, and there are many available options so that people don’t have to get treatment that is beyond their means. However, the monetary cost of drug treatment will never amount to the cost of living life as an addict.

Enabling a drug addiction is expensive. The cost for the drugs will increase, and so will other potential costs, such as the following:

  • Fines
  • Jail time
  • Job loss
  • Accident or injury
  • Decline in health
  • Loss of health insurance
  • Marital or family problems
  • Overspending while under the influence

While any price for rehab may seem daunting, it is no where near the monumental cost of continuing to abuse drugs or alcohol.

There are several options for paying for rehab, and those with insurance should seek the assistance of a recovery professional or addiction helpline operator. This person can look into the individual’s coverage for substance abuse and mental health treatment, as he or she has the knowledge to uncover things like applied deductibles, coinsurances, preexisting conditions, referrals, benefit maximums, out-of-pockets costs and more.

For those who do not have health insurance, there are other options, such as payment plans, grants, loans, employee assistance programs and sliding-scale options that will help a person pay for rehab. Then there are several federal and state government programs that offer financial assistance for treatment, as well as many charities like the Salvation Army that offer programs and services for recovery. Churches, schools and other community organizations also offer many affordable drug treatment programs, as well as financial opportunities to pay for or cut down on treatment costs.

There are plenty of opportunities to find financial help for drug treatment and low-cost options that can be just as effective at leading people to recovery. Getting in touch with someone who can connect you to these resources can be as simple as talking to a doctor, counselor, pastor, substance abuse professional or recovery helpline operator. You do not have to sacrifice quality drug treatment because of your financial situation.

Chances are if you have read this article, you are seriously interested in finding drug treatment for either yourself or a loved one. As uncomfortable as you may feel, financial issues are a big challenge for most people looking for drug treatment. You are certainly not a minority when it comes to searching for “affordable” rehab treatment. However, the people who do find the help they need do not find it alone. There are plenty of programs and resources offered to assist individuals with a low income in their search for recovery, and we can help you find them. Our toll-free helpline is operated 24 hours a day by admissions coordinators who are ready to assist you with your questions, concerns and information needs. If you are ready, we can also help find and connect you to the programs and services that will work for you and your unique situation. Don’t sacrifice your future because of financial concerns. Call and learn more about your options for recovery.